Exciting Career Opportunities at Punjab Provincial Cooperative Bank Limited (PPCBL) – 2025
Punjab Provincial Cooperative Bank Limited (PPCBL), established in 1924 and operational since 1955, has been a pillar of financial services across Punjab, Pakistan. With a network of 151 branches and a head office in Lahore, PPCBL is on the lookout for dynamic and high-achieving professionals for various leadership and managerial positions.
In this article, we will explore the comprehensive details of the open positions announced by PPCBL, their eligibility requirements, roles and responsibilities, and the promising future that awaits talented professionals looking to make a mark in the banking sector.
1. Deputy Head Information Security (VP)
Location: Lahore
Department: HR & QA Division
Key Responsibilities:
- Oversee and manage strategies, governance, detection, and protection solutions to secure the bank’s information assets.
- Develop and maintain security frameworks, policies, and procedures.
- Ensure proactive reporting to senior management on the security posture and incident management.
- Engage in risk assessments and recommend enhancements to safeguard data.
- Work closely with IT teams to implement cutting-edge cybersecurity solutions.
Qualifications:
- Master’s degree (e.g., MBA, MA Economics, M.Com, M.Sc. IT) in a relevant field.
- At least 8 years of experience in a similar role within a bank or financial institution.
- Age limit: 35-50 years.
2. Deputy Head Financial Controller (VP)
Location: Lahore
Department: Finance Division
Key Responsibilities:
- Ensure accurate statutory reporting, regulatory reporting, and payable sections.
- Implement and monitor financial controls and policies.
- Provide accurate financial insights to support decision-making.
- Prepare and manage budgets, forecasts, and financial planning processes.
Qualifications:
- ACA, ACCA, ACMA, MBA Finance or relevant degree.
- At least 8 years of post-qualification experience in finance and control.
- Age limit: 35-50 years.
3. Deputy Head Treasury (VP)
Location: Lahore
Department: Treasury Division
Key Responsibilities:
- Manage liquidity, investments, and funding operations.
- Develop and implement treasury strategies in line with business goals and regulatory requirements.
- Ensure risk management and compliance with SBP policies.
- Optimize asset-liability management for better financial performance.
Qualifications:
- ACA, ACCA, ACMA, MBA Finance or related degree.
- At least 8 years of relevant experience in a financial institution.
- Age limit: 35-50 years.
4. Deputy Head Digital Financial Services (VP)
Location: Lahore
Department: Business Development Division
Key Responsibilities:
- Design and implement the bank’s digital financial services strategy.
- Lead digital channels including mobile banking, online platforms, and agent networks.
- Improve customer experience and digital adoption.
- Ensure cybersecurity compliance and data protection in digital operations.
Qualifications:
- MBA, MA Economics, M.Com, M.Sc. IT, or equivalent master’s degree.
- Minimum 8 years of relevant experience in banking or financial institutions.
- Age limit: 35-50 years.
5. Deputy Head Product & Research (VP)
Location: Lahore
Department: Business Development Division
Key Responsibilities:
- Develop innovative products tailored to market needs.
- Conduct research and market analysis to ensure competitive offerings.
- Collaborate with business units to drive product development and launch.
- Monitor product performance and implement improvements.
Qualifications:
- Master’s degree in Economics, Finance, or related field.
- At least 8 years of relevant experience.
- Age limit: 35-50 years.
6. Deputy Head SAM (VP)
Location: Lahore
Department: Business Development Division
Key Responsibilities:
- Manage the recovery and rehabilitation of non-performing loans (NPLs).
- Develop and implement strategies for sustainable asset management.
- Coordinate with legal and operational teams for recovery.
- Strengthen relationships with borrowers for effective resolution.
Qualifications:
- Master’s degree in Economics, Finance, or related field.
- Minimum 8 years of relevant experience in banking or finance.
- Age limit: 35-50 years.
7. Deputy Head Learning & Development (VP)
Location: Lahore
Department: HR & QA Division
Key Responsibilities:
- Design and implement learning and development strategies.
- Identify skill gaps and organize training programs.
- Foster a culture of continuous learning and development.
- Evaluate training effectiveness and align with business goals.
Qualifications:
- MBA, MA HRM, or equivalent degree.
- Minimum 8 years of L&D experience.
- Age limit: 35-50 years.
8. Manager – Credit Analytics & Reporting (AVP)
Location: Lahore
Department: Credit Administration Division
Key Responsibilities:
- Analyze credit data and prepare insightful reports.
- Monitor credit performance and ensure compliance with policies.
- Provide analytical support to business units.
- Implement risk assessment tools.
Qualifications:
- MBA, M.Com, MA Economics, or equivalent degree.
- Minimum 5 years of relevant experience.
- Age limit: 30-45 years.
9. Manager – Credit Administration (CAD) (AVP)
Location: Lahore, Multan, Bahawalpur
Department: Credit Administration Division
Key Responsibilities:
- Evaluate credit proposals and conduct risk assessments.
- Ensure compliance with credit policies and regulations.
- Oversee loan approvals and disbursements.
- Monitor portfolio risks and recommend appropriate actions.
Qualifications:
- MBA, M.Com, MA Economics, or equivalent degree.
- Minimum 5 years of credit administration experience.
- Age limit: 30-45 years.
10. Manager – Business Lending (AVP)
Location: Lahore
Department: Business Development Division
Key Responsibilities:
- Promote SME and business lending products.
- Conduct market research to identify opportunities.
- Develop customized financing solutions.
- Build and maintain relationships with business clients.
Qualifications:
- MBA, MA Economics, M.Com, or equivalent.
- Minimum 5 years of lending experience.
- Age limit: 30-45 years.
11. Manager – Digital Products (AVP)
Location: Lahore
Department: Business Development Division
Key Responsibilities:
- Develop digital products aligned with business goals.
- Drive customer engagement and digital adoption.
- Collaborate with technology teams for seamless implementation.
- Ensure regulatory compliance and data protection.
Qualifications:
- Master’s degree in a relevant field.
- Minimum 5 years of digital banking experience.
- Age limit: 30-45 years.
12. Manager – Liability (AVP)
Location: Lahore
Department: Business Development Division
Key Responsibilities:
- Manage deposit mobilization strategies.
- Develop deposit products tailored to customer needs.
- Build customer relationships and drive deposit growth.
- Monitor and analyze market trends.
Qualifications:
- MBA, MA Economics, or equivalent.
- Minimum 5 years of relevant experience.
- Age limit: 30-45 years.
13. Manager – Product Development & Research (AVP)
Location: Lahore
Department: Business Development Division
Key Responsibilities:
- Lead product development initiatives.
- Conduct market research and competitive analysis.
- Collaborate with internal teams to bring products to market.
- Monitor performance and recommend enhancements.
Qualifications:
- Master’s degree in a relevant field.
- Minimum 5 years of experience.
- Age limit: 30-45 years.
14. Officer e-CIB (OG-III / OG-II)
Location: Lahore
Key Responsibilities:
- Manage e-CIB reporting and data accuracy.
- Ensure compliance with SBP regulations.
- Monitor customer credit histories and risk profiles.
- Collaborate with relevant departments for smooth operations.
Qualifications:
- Bachelor’s degree with at least 2.5 years of relevant experience.
- Age limit: 21-35 years.
15. Officer – Credit Administration (CAD) (OG-III / OG-II)
Location: Lahore, Multan, Bahawalpur
Key Responsibilities:
- Handle credit proposal assessments and loan approvals.
- Maintain credit files and ensure documentation accuracy.
- Support the credit disbursement process.
- Monitor loan portfolio health and report risks.
Qualifications:
- Bachelor’s degree with at least 2.5 years of relevant experience.
- Age limit: 21-35 years.
Why Join PPCBL?
- Competitive compensation and benefits.
- Opportunities for growth and professional development.
- A diverse and inclusive work culture.
- Contribution to the economic growth of Punjab.
How to Apply:
Candidates must submit both online and printed applications with CVs in the required format. Visit the official PPCBL website for forms and further details.
Frequently Asked Questions (FAQs)
1. What is PPCBL?
Punjab Provincial Cooperative Bank Limited (PPCBL) is a financial institution established in 1924 and operational since 1955. It is dedicated to supporting the agricultural and cooperative sectors in Punjab, Pakistan, through a network of 151 branches.
2. What positions are currently available at PPCBL?
PPCBL is offering multiple leadership and management positions, including:
- Deputy Head roles (VP) in Information Security, Financial Control, Treasury, Digital Financial Services, Product & Research, SAM, and Learning & Development.
- Manager roles (AVP) in Credit Analytics & Reporting, Credit Administration, Business Lending, Digital Products, Liability, and Product Development & Research.
- Officer roles (OG-III / OG-II) in e-CIB and Credit Administration (CAD).
3. What is the age limit for applying to these positions?
- For Deputy Head (VP) positions: 35 to 50 years.
- For Manager (AVP) positions: 30 to 45 years.
- For Officer (OG-III / OG-II) positions: 21 to 35 years.
4. What qualifications are required for these positions?
Qualifications vary by role but generally include:
- Master’s degree or equivalent in Business, Economics, Finance, IT, or relevant fields.
- Professional certifications (ACA, ACCA, ACMA) are required for certain positions.
- Minimum 2.5 years of relevant experience for officer roles, 5 years for manager roles, and 8 years for deputy head roles.
5. Where are these positions based?
The positions are primarily based in Lahore, with some roles available in Multan and Bahawalpur for credit-related positions.
6. How can I apply for these positions?
Interested candidates must apply both online and submit a printed application in the prescribed format.
Visit the official PPCBL website for the application form and further details.
7. Is there a deadline for applications?
Yes. The deadline for submission of applications is June 20, 2025. Late or incomplete applications will not be considered.
8. What makes PPCBL an attractive employer?
PPCBL offers:
- Competitive salary and benefits packages.
- Opportunities for professional growth and skill enhancement.
- A strong commitment to innovation and digital transformation.
- A reputable history in serving the cooperative and agricultural sectors.
9. Are there any special requirements for digital or IT roles?
Yes. Positions like Deputy Head Information Security, Digital Financial Services, and Digital Products require:
- Strong technical knowledge of cybersecurity, digital platforms, and data protection.
- Proven experience in managing IT and digital banking solutions.
- Certifications or training in information security or digital banking will be a plus.
10. What skills are PPCBL looking for in candidates?
PPCBL values candidates who are:
- Proactive and innovative thinkers.
- Strong communicators and team players.
- Knowledgeable in banking regulations and market trends.
- Capable of working under pressure and meeting deadlines.
- Customer-centric with a focus on service excellence.
11. How can I stay updated on PPCBL’s latest job opportunities?
Follow PPCBL on its official website and social media channels for announcements. Regularly check job portals for updates on openings.
12. Will PPCBL provide training for selected candidates?
Yes. PPCBL emphasizes continuous learning and development. Selected candidates, especially for senior roles, will receive onboarding and specialized training programs to help them excel in their roles.
13. Can candidates from outside Punjab apply?
Yes, candidates from across Pakistan are welcome to apply as long as they meet the eligibility criteria for the specific positions.
14. How competitive is the selection process?
The selection process at PPCBL is highly competitive, focusing on professional qualifications, relevant experience, and skills aligned with the bank’s strategic objectives. Candidates are advised to prepare thoroughly for interviews and assessments.
15. Are there opportunities for career growth at PPCBL?
Absolutely! PPCBL is committed to nurturing talent and offers clear career paths, mentorship opportunities, and performance-based promotions for dedicated professionals.
16. Where can I find the official job announcement?
You can find the official job advertisement in leading national newspapers and on the PPCBL official website. Be sure to download the application form and adhere to the instructions carefully.
